2025-02-04

Mortgage Life + Disability, Are you Relying on Employer Coverage?

🏡 Life Changes. Your Coverage Shouldn’t.

Whether you're buying your first home or renewing your mortgage, having the right life and disability coverage ensures your home and family are protected—no matter what happens.

If COVID has taught us anything, it’s that change is inevitable—career shifts, health changes, and unexpected life events can happen when we least expect them. That’s why having consistent, portable coverage is so important.

Many people rely on employer-provided insurance, but here’s what they may not realize:

🔹 Switching jobs? Your coverage doesn’t follow—you’ll need to reapply at your new age and health status.
🔹 Health changes? This could mean higher premiums or even not qualifying for new coverage.
🔹 Job loss? Your employer plan ends, leaving you unprotected.

But with mortgage life and disability coverage, your protection moves with you—even if you switch employers or lenders.

Before Moving Your Mortgage to a New Lender, Ask Yourself:

Does your mortgage life & disability insurance move with you?
If not, have you had any health changes?

That shiny lower rate may not be worth it if reapplying for coverage means higher premiums or even denial due to health changes.

If you didn’t take mortgage life & disability insurance when you first got your mortgage, the best time was then—the next best time is today.

📩 Want to learn more? Contact 1-866-677-4366 for advice about this product. For other insurance guidance, you can consult a licensed agent of your choice.

#MortgageProtection #LifeInsurance #DisabilityInsurance #CoverageThatMovesWithYou #HomeownershipSecurity

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